No long-term care insurance? Uh-oh

Many of us are counting on the government, disability insurance, our children or our own savings to take care of us in our old age.

Even thinking about nursing homes makes us nervous, too aware of advancing age. Maybe we have visited elderly relatives in a home and the thought of ending up there terrifies us. Or maybe we think we're too young to worry about it.

Not buying long-term-care insurance, however, can be one of the most-expensive mistakes you will ever make.
Read the rest of my article on MSN Money at http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/NoLongTermCareInsuranceUhOh.aspx.

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